Independent Mortgage Advisers

Bridging Loans

Closing the Gap

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Many people find themselves in the position of needing to fund a house purchase quickly. Whether buying at auction or having found your ideal home but not yet having sold your current property, bridging finance offers a solution. With rates having reduced significantly over the last few years, bridging loans are more affordable than ever.

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What our clients have to say...

Phil Gander was great from start to finish and continues to be great with aftercare. We felt in safe hands from the
Phil Gander was great from start to finish and continues to be great with aftercare. We felt in safe hands from the moment we met Phil, he is very friendly,... ...read more

Mr and Mrs M

I can
I can't fault the service. Andrew was always on the end of a phone and got back to me with any queries very quickly. Made it easier. Can't think how... ...read more

Ms M

Rory and his team have always been available to offer us an excellent service
Rory and his team have always been available to offer us an excellent service... ...read more

Mr M


Case Study:

Bridging Finance

Mr and Mrs M had found their perfect retirement home in a road where very few properties ever came up for sale. Whilst they had secured a buyer on their own home almost immediately, their buyer had a chain below them, meaning that their transaction would take 3-4 months to go through. As the sellers of their new house were unwilling to wait Mr and Mrs M were in danger of losing it.

Solution

Due to increased competition in the bridging market, JLM arranged a bridging loan without monthly repayments and on a far lower rate than the clients expected. As there were no early repayment penalties, the loan and interest was repaid in full once their house sale completed.

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