Independent Mortgage Advisers

Contractors Mortgages

An open-minded approach

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Contractors, whether IT, Banking or other professions, find that Lenders treat them as self-employed, which restricts choice an loan size. Our many years of experience in this sector means that we can access lenders who will use your contract value or day rate, to give you what you require with much less stress.

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What our clients say

Rory and his team have always been available to offer us an excellent service
Rory and his team have always been available to offer us an excellent service... ...read more

Mr M

We are so grateful for all of the help we received from Siobhan, nothing was too much trouble. She has a wealth of
We are so grateful for all of the help we received from Siobhan, nothing was too much trouble. She has a wealth of knowledge which she was able to share... ...read more

Ms W

Very good hassle free service, which was what I wanted - i.e. not having to deal with lenders personally!
Very good hassle free service, which was what I wanted - i.e. not having to deal with lenders personally!... ...read more

Mr Cragg


Case Study:

Contractors Mortgages

Mr M had been employed in the IT industry for many years and working as a self-employed contractor for 18 months. As a new business, while his daily rate of pay was high, his net profit for his first year of business was modest.

Solution

We were able to find a high street lender who was happy to lend on the contract value, rather than his self-employed income, meaning that his borrowing capacity was three times higher than it might otherwise have been.

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