Independent Mortgage Advisors

Contractors Mortgages

An open-minded approach

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Contractors, whether IT, Banking or other professions, find that Lenders treat them as self-employed, which restricts choice an loan size. Our many years of experience in this sector means that we can access lenders who will use your contract value or day rate, to give you what you require with much less stress.

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What our clients say...

Great service from Julian, he listened to what we wanted and sorted it. We'll definitely use his services ...read more

Mr T

Jon Murphy was fantastic. He is organised, professional, kept us updated throughout and delivered everything he said he ...read more

Ms S

I have used Rory’s expertise for more than 10 years now and absolutely recommend him for several reasons. He really ...read more

Paul Jaggard FCILT


Case Study:

Contractors Mortgages

Mr M had been employed in the IT industry for many years and working as a self-employed contractor for 18 months. As a new business, while his daily rate of pay was high, his net profit for his first year of business was modest.

Solution

We were able to find a high street lender who was happy to lend on the contract value, rather than his self-employed income, meaning that his borrowing capacity was three times higher than it might otherwise have been.

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