Independent Mortgage Advisors

Short Lease Mortgages

Sourcing the right Lender

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Many mortgage lenders refuse to lend where the lease has fallen under 75 years. This is not true of all lenders and we have arranged mortgages for clients in the past on properties with very short leases indeed, particularly in London. For most clients this is a more affordable option than extending the lease, but it does require specialist knowledge, which we are happy to provide.

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Case Study:

Short Lease Mortgage

Many apartments particularly in the Greater London area have very short leases. In addition, some freeholders such as Grosvenor Estates will only extend leases by 20 years or so, which most mortgage lenders will not accept.

Solution

Because of our experience in the prime London market we are expert at dealing with these tricky situations.

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