Independent Mortgage Advisers

High Net Worth Mortgages

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High net worth status goes hand in hand with complex income, multiple income streams, background investment properties - all factors, which are all outside the comfort zone of most lenders. At JLM we specialise in these more challenging cases and can quickly find a solution

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What our clients say

We are so grateful for all of the help we received from Siobhan, nothing was too much trouble. She has a wealth of
We are so grateful for all of the help we received from Siobhan, nothing was too much trouble. She has a wealth of knowledge which she was able to share... ...read more

Ms W

Jon Murphy was fantastic. He is organised, professional, kept us updated throughout and delivered everything he said he
Jon Murphy was fantastic. He is organised, professional, kept us updated throughout and delivered everything he said he would.Jon really understood our needs and helped us through the whole process.... ...read more

Ms S

As usual Julian went above and beyond to sort our mortgage and move.
As usual Julian went above and beyond to sort our mortgage and move.... ...read more

Mr W


Case Study:

High Net Worth Mortgages

Our client owned a number of prime London properties on an unencumbered basis and was in receipt of an income from an off-shore trust. She wanted to raise money on two properties on a buy to let basis, to allow her to expand her portfolio, but found that most lenders were unhappy with her income and employment status.

Solution

We were able to source a lender with a Channel Islands presence who were comfortable with the client’s income and asset position and were consequently able to lend.

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