Independent Mortgage Advisers

Equity Release

Accessing the value of your home

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Equity release mortgages are a growth area and a good deal more competitive than they were, with new lenders competing over an ageing population, we can explain in plain English the benefits and drawbacks and help you to find the best lender and scheme for you, in this fast changing sector.

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What our clients have to say

I had the good fortune of being recommended to Phil Gander during a recent house move. Phil was reliable, upfront and
I had the good fortune of being recommended to Phil Gander during a recent house move. Phil was reliable, upfront and very efficient arranging a mortgage product that far better... ...read more

Mr C

It is not the first time that I have used JLM and John Morley to advise me with my remortgage. Having had an excellent,
It is not the first time that I have used JLM and John Morley to advise me with my remortgage. Having had an excellent, personal service previously I had no... ...read more

Ms R

Thanks to JLM we were able to buy the home that we wanted.  Rory was very helpful as always and he always put us at
Thanks to JLM we were able to buy the home that we wanted. Rory was very helpful as always and he always put us at ease. I would recommend JLM... ...read more

Ms M


Case Study:

Equity Release

Mrs F was living on a very low income following the death of her husband. Her four children all lived nearby but were not in the position to financially support her. Due to the growth in London house prices, whilst income poor, Mrs F was asset rich. We were able to arrange a lifetime equity release mortgage with a draw down facility, meaning that Mrs F could use her house to pay her a modest additional income, but only taking what was needed at the time. This prevented a rapid interest roll up, but was still able to help Mrs F enjoy a good standard of living in her later years.

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